The Government of India has launched a program called Pradhan Mantri Awas Yojana Gramin with the goal of providing rural villagers with houses at a reasonable price. The PMAYG plan, which was first introduced in 1985 under the name “Indira Awaas Yojana,” underwent significant revisions and was reintroduced in 2016 by the present administration as a component of their “Housing for All by 2022” agenda. The PMAYG Mission will now continue until 2024 after it was recently extended. Thousands of people living in rural areas benefit from this action. In today’s article, we will learn about PMAYG 2022-23 and also its benefits.

PMAYG 2022-23

PMAYG aims to deliver pucca houses with water, sanitation, and electricity to all eligible rural families in two stages. People who do not own a home, as well as those who live in kutcha houses or houses that have been seriously damaged, are the target demographic for this program. This plan aims to provide 1.95 crore pucca dwellings in rural India between 2019 and 2022. This project has been extended until 2024, and the aim is now to have 2.95 crore pucca dwellings. Check Name in PMAY Gramin List

In the Union Budget 2022-23, the finance minister requested that 80 lakh affordable residences be built and delivered by 2023. The Finance Minister also suggested allocating Rs 48,000 crore for delayed affordable housing projects nationwide. It will expedite building projects. The minimum size of the residences that are required to be developed as part of the PMAYG 2022-23 project has been raised to 25 square meters from 20 square meters as of the current time.

PMAY Online Form 

PMAYG 2022-2023 Subsidy Scheme

• Beneficiaries of the program are eligible to get loans from participating financial institutions in the amount of up to Rs.70,000.
• Beneficiaries of the program get interested in a subsidy of around three percent.
• The highest amount of principal that may be awarded under the subsidy is 2 Lakh rupees.
• For the EMI (installments) that must be paid, the maximum amount of the subsidy that may be obtained is 38,359 rupees.

Pradhan Mantri Awas Yojana Gramin 2022-23 Overview

Scheme Name	Pradhan Mantri Awas Yojana Gramin (PMAYG)
Official Website	pmayg.nic.in
Toll-Free Number	1800-11-6446 / 1800-11-8111
PMAYG Beneficiary Registration Guide	Download Manual
PMAYG	Portal / Application

PMAYG 2022-23 Objectives

The aim of the scheme is to provide monetary support to those individuals who are living in kaccha houses or houses that have been destroyed, as well as to those individuals who do not own their own homes. The plan includes, in addition to the construction of residences, the provision of essential utilities including electricity, LPG water, and road connections.

Check Name In Pradhan Mantri Awas Yojana List

PMAYG 2022-23 Benefits

The following is a list of the most important aspects of the PMAYG scheme:

• In plain regions, the Central Government and state governments would split the cost of the unit in a ratio of 60:40, which would result in an aid amount of 1.20 lakh rupees being provided for each unit.
• The ratio is 90:10 in the Himalayan states, the northeastern states, and the Union Territory (UT) of Jammu and Kashmir, with up to Rs. 1.30 lakh in aid available for each unit.
• Beneficiaries of the MGNREGS program get a daily wage of Rs. 90.95 for unskilled work.
• Gram Sabhas are responsible for verifying the information provided by the Socio-Economic and Caste Census (SECC) in order to determine who the beneficiaries are.
• Under the terms of the project, the central government would foot the bill for all other expenses in full, and additional financial support in the amount of Rs. 12,000 will be provided to each recipient for the construction of permanent toilets and two tanks in each home.
• Payments are sent digitally and deposited straight into bank accounts or post office accounts that are linked to Aadhaar.
• Beneficiaries might choose home designs depending on geography, climate, culture, and other factors.
• Beneficiaries might choose home designs depending on geography, climate, culture, and other factors.

PMAYG 2022-23 Eligibility

Eligibility includes deprivation scores and priority lists.

• The scheme helps homeless families.
• Zero, one, or two-room kutcha homes.
• Households without a literate 25-year-old.
• Households without a 16-to-59-year-old man.
• Households without 16-to-59-year-old adults.
• Casual-labor-based landless families.
• SC, ST, and other minorities are also focal points of this scheme.
• Households, where there is just one individual who is impaired and no one else in the household, is able-bodied.

Documents required

The documents required are as follows:

• Beneficiaries ‘Aadhaar number
• Consent document to use Aadhaar on behalf of the beneficiary
• MGNREGA-registered beneficiary job card number
• Swachh Bharat Mission (SBM) number of the beneficiary
• Bank passbook, IFSC code
• Mobile number (optional)

PMAYG 2022-23 Application Procedure

• Please log in to PMAYG. After entering the login details, press login.
• After successfully logging in, a form will be displayed.
• Please ensure that the relevant information is entered in the personal details box such as gender, mobile number, Aadhaar number, etc.
• Please upload the signed permission document that is necessary to use your Aadhaar number.
• To locate the beneficiary name, PMAY ID, and priority by clicking on the search button.
• To register, use the “Select to Register” option.
• The information pertaining to the recipient will be produced and presented automatically.
• The remaining beneficiary data may now be filled in, such as ownership type, relationship, Aadhaar number, etc.
• Upload the permission form that is necessary in order to utilize the beneficiary’s Aadhaar number.
• In the next part, you’ll fill out the appropriate forms with the beneficiary account information. This includes the beneficiary’s name, the bank account number, and any other pertinent information.
• If the recipient is interested in obtaining a loan, choose “Yes” and enter the minimum amount needed for the loan.
• In the next part, you will need to input the beneficiary’s MGNREGA work card number as well as their Swachh Bharat Mission number.
• The office that is concerned will be in charge of filling out the following area.

PMAYG 2022-23 Check Status

• The PMAYG subsidy status may be verified online by following the procedures below:
• Visit this address, which is an official website at https://pmayg.nic.in/netiay/home.aspx.
• Then From the homepage, choose the ‘Awaasoft’ tab.

• Enter the FTO number or PFMS ID, as well as the captcha code. Press the submit button.
• The current status of the application form will be shown on the screen.